Effective Date: January 1, 2026
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions (“Terms”).
If you do not agree with these Terms, please do not use this website.
2. Use of Website
You agree to use this website only for lawful purposes. You may not:
- Attempt to gain unauthorized access to the website or its systems
- Disrupt or interfere with the website’s functionality
- Use the website in any way that could harm COI Ladder Institute or its users
3. Intellectual Property
All content on this website, including text, graphics, logos, images, and program materials, is the property of COI Ladder Institute or its licensors. You may not reproduce, distribute, or use any content without prior written permission.
4. Programs and Events
COI Ladder Institute offers programs, events, and initiatives, including retreats and community experiences.
- Event registrations are processed through third-party platforms such as Eventbrite
- Participation is subject to availability and specific event terms
- We reserve the right to modify, reschedule, or cancel programs as needed
5. Payments and Refunds
All payments related to events or programs are handled through third-party platforms (e.g., Eventbrite).
Refund policies, payment terms, and cancellation policies are determined by the specific event and will be communicated at the time of registration.
6. Code of Conduct
Participants in COI Ladder programs and events are expected to:
- Engage respectfully and professionally
- Foster a safe and inclusive environment
- Refrain from harassment, discrimination, or disruptive behavior
We reserve the right to remove participants who violate these standards.
7. Third-Party Services
Our website and programs may include links to or integrations with third-party services.
COI Ladder Institute is not responsible for the content, policies, or performance of these third-party platforms.
8. Disclaimer of Warranties
This website and its content are provided “as is” without warranties of any kind, either express or implied. We do not guarantee that the website will be error-free, secure, or continuously available.
9. Limitation of Liability
To the fullest extent permitted by law, COI Ladder Institute shall not be liable for any indirect, incidental, or consequential damages arising from:
- Use of this website
- Participation in programs or events
- Reliance on any content provided
10. Modifications to Terms
We reserve the right to update these Terms at any time. Continued use of the website after changes are posted constitutes acceptance of those changes.
11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States and the State of Florida.
12. Contact Us
If you have any questions or concerns regarding the Policy related to our website, please feel free to contact us at the following email, telephone number or mailing address.
Email: [email protected]
Telephone Number: 855.983.4667
Mailing Address:
COI Ladder Institute
3802 Spectrum Blvd, Suite 151
Tampa, Florida 33612